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Asset Finance

Fast, flexible finance solutions for business-critical assets

Asset finance is a strategic funding solution that enables businesses to acquire essential assets—such as machinery, vehicles, equipment, and commercial property—without requiring a significant upfront investment. This financing option allows companies to manage cash flow efficiently while gaining access to the tools they need to grow.

By working with an independent finance broker like Liquid Corporate Finance, UK businesses can secure tailored asset finance solutions to suit their specific needs, ensuring cost-effective and flexible funding.

How Can Asset Finance Benefit Your Business?

Asset finance offers a range of benefits, including:

  • Improved Cash Flow – Preserve working capital by spreading the cost of essential purchases over time.
  • Flexible Repayment Terms – Choose repayment plans that align with your revenue cycles.
  • Access to New and Used Assets – Finance new or second-hand equipment based on your business needs.
  • Tax Efficiency – Offset interest charges and claim capital allowances to maximize tax benefits.
  • Fast and Accessible Funding – Secure financing quickly without tying up existing credit lines.

Types of Asset Finance

Hire Purchase

Hire purchase is a popular equipment finance solution that enables businesses to own an asset outright once the agreement is fully repaid.

Key Features:

  • Fixed payments spread over 12-84 months
  • VAT can be deferred to ease initial cash flow
  • Claim capital allowances on the asset
  • Offset interest charges against pre-tax profits
  • Ownership transferred at the end of the agreement

If your business requires machinery, vehicles, or other essential assets, hire purchase is an ideal solution. Contact Liquid Corporate Finance today to explore hire purchase options tailored to your needs.

Finance Lease

Finance leasing is a cost-effective way to acquire or upgrade assets while preserving working capital.

Key Features:

  • VAT spread across monthly rental payments
  • Asset remains off the balance sheet, classed as a monthly expense
  • Flexible terms between 12-84 months
  • Offset rentals against pre-tax profits
  • Options available at the end of the lease

For businesses seeking equipment finance, transport finance, or construction finance, finance leasing provides a practical alternative to outright purchases. Get in touch with Liquid Corporate Finance to discuss finance lease solutions.

What Assets Can Be Financed?

Asset finance can be used for a wide range of business assets, including:

Vehicles & Transport Equipment

  • Cars, vans, trucks, and HGVs
  • Haulage and fleet finance solutions

Machinery & Industrial Equipment

  • Manufacturing, engineering, and construction machinery
  • Waste management and recycling equipment

Technology & IT Equipment

  • Computers, servers, telecom systems, and software
  • MRI scanners, X-ray machines, dental and hospital equipment

Agricultural & Farming Assets

  • Tractors, irrigation systems, and dairy equipment

Renewable Energy & Sustainable Projects

  • Solar panels, wind turbines, and biomass generators

Looking to finance a specific asset? Contact Liquid Corporate Finance to find the best funding solution for your business.

How Flexible is Asset Finance?

Asset finance offers unmatched flexibility, with bespoke funding options available to suit different business models and cash flow structures. Our lenders provide:

  • VAT Deferrals – Defer VAT payments for up to three months to optimize cash flow.
  • Seasonal Payments – Ideal for agriculture finance and businesses with seasonal income variations.
  • Step Payments – Perfect for businesses awaiting first payments from secured contracts.

Get Tailored Asset Finance Solutions

At Liquid Corporate Finance, we specialize in securing business finance solutions for UK SMEs, ensuring they receive competitive, tailored funding options. Whether you need asset finance for growth, refinancing services, or SME funding, we can help.

Secure the assets your business needs with a trusted independent finance broker. Get in touch today to explore the best UK business finance options available to you.

Contact Us Today

0333 772 1782

info@liquidcf.co.uk

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For more insights on funding options and financial solutions for UK businesses, visit UK Finance’s Business Finance Guide.

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Call us today on 0333 772 1782 or email info@liquidcf.co.uk

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